Privacy Statement

This privacy statement applies to MoralScore.com (hereinafter defined as “MoralScore”) and MoralScore websites, services and products that collect data and display these terms, as well as their offline product support services. It does not apply to MoralScore sites, services and products that do not display or link to this statement or that have their own privacy statements.

Please read the summaries below for more details on a particular topic. Some products, services or features mentioned in this statement may not be available in all markets.

Cookies & Similar Technologies

Summary

MoralScore websites use "cookies," which are small text files stored on your device, to help operate the sites and collect information about online activity. For instance, we use cookies to store your preferences and settings; help with sign-in; provide targeted ads; combat fraud; and analyze site operations.

We also use web beacons to help deliver cookies and compile analytics. These may include web beacons from third-party service providers.

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Most MoralScore websites use "cookies," which are small text files stored on your device, to help operate the sites and collect information about online activity. The text in a cookie often consists of a string of numbers and letters that uniquely identifies your computer, but it may contain other information as well. Here is an example of a unique ID number stored in a cookie that we might place on your device when you visit one of our websites: E3732CA7E319442F97EA48A170C99801. MoralScore uses cookies and similar technologies for a variety of purposes, described in more detail below.

How to Control Cookies and Similar Technologies

MoralScore provides browser controls to help you manage cookies. You can also accept cookies but opt out of their use to behaviorally target advertisements.

Browser Controls to Block Cookies.

Most web browsers automatically accept cookies but allow you to modify your browser setting to block cookies. For example, in Internet Explorer 11, you can block cookies by taking the following steps:

1. Click "Tools" and then select "Internet Options"

2. Click the "Privacy" tab at the top of the window

3. Move the slider up or down to indicate the rules you want to apply for blocking cookies

Instructions for blocking cookies in other browsers are available at each browser’s privacy statement.

Please be aware that if you choose to block cookies, you may not be able to sign in or use other interactive features of MoralScore sites and services that depend on cookies, and any advertising preferences that are dependent on cookies may be lost.

Browser Controls to Delete Cookies.

If you accept cookies, you can delete them later. For example, in Internet Explorer 11, you can delete cookies by taking the following steps:

1. Click "Tools" and then select "Internet Options"

2. On the "General" tab, under "Browsing History," click the "Delete" button

3. On the pop-up, select the box next to “Cookies”

4. Click the "Delete" button

Instructions for deleting cookies in other browsers are available at each browser’s privacy statement.

Please be aware that if you choose to delete cookies, any settings and preferences controlled by those cookies, including advertising preferences, will be deleted and will need to be recreated.

Browser Controls for “Do Not Track” and Tracking Protection.

Some newer browsers have incorporated “Do Not Track” features. Most of these features, when turned on, send a signal or preference to the websites you visit indicating that you do not wish to be tracked. Those sites (or the third-party content on those sites) may continue to engage in activities you might view as tracking even though you have expressed this preference, depending on the sites’ privacy practices. Because there is not yet a common understanding of how to interpret the DNT signal, MoralScore does not currently respond to the browser DNT signals on its own websites or online services, or on third-party websites or online services where MoralScore provides advertisements, content or is otherwise able to collect information. We continue to work with the online industry to define a common understanding of how to treat DNT signals. In the meantime, users may continue to opt out of targeted ads from MoralScore as set forth below.

Internet Explorer (versions 9 and up) have a feature called Tracking Protection that helps prevent the websites you go to from automatically sending details about your visit to third-party content providers. When you add a Tracking Protection List, Internet Explorer will block third-party content, including cookies, from any site that is listed as a site to be blocked. By limiting calls to these sites, Internet Explorer will limit the information these third-party sites can collect about you. For more information about Tracking Protection Lists and Do Not Track, please see the Internet Explorer Privacy Statement or Internet Explorer Help.

Advertising Opt-Out Controls.

Because cookies can be used for many purposes, users who do not want to receive behaviorally targeted advertising can choose to accept cookies but opt out from that particular use. Companies in the online advertising industry have developed guidelines and programs to help protect users’ privacy, and these industry programs include web pages you can visit to opt out from receiving behaviorally targeted advertisements from all participating companies (including MoralScore). These pages include:

• Digital Advertising Alliance (DAA) Consumer Choice Page: http://www.aboutads.info/choices/

• Network Advertising Initiative (NAI) Opt-Out Page: http://www.networkadvertising.org/managing/opt_out.asp

• In Europe, you can also visit Your Online Choices: http://www.youronlinechoices.com/

Individual advertising companies may also offer their own opt-out capabilities plus more advanced advertising choices. Please note that opting out does not mean that you will stop getting ads or see fewer ads; however, if you do opt out, the ads that you receive will no longer be behaviorally targeted. In addition, opting out does not stop information from going to our servers, but it does stop our creation or updating of profiles that might be used for behavioral advertising.

Third-Party Analytics Controls.

As described in more detail below, many websites and online services from MoralScore and other companies use third-party analytic services, which use cookies and web beacons to compile aggregated statistics regarding the effectiveness of promotional campaigns or other website operations. You can opt out of data collection or use by some of these analytics providers by clicking the following links:

Our Use of Cookies

MoralScore websites use cookies for several purposes, including:

Storing your Preferences and Settings.

• If you enter your city or postal code to get local news or weather information on a MoralScore site, we may store that city or postal code in a cookie so that you will see the relevant local information when you return to the site. This can save you time by eliminating the need to repeatedly enter the same information every time you visit the site.

Sign-in and Authentication.

• When you sign in to a site or service using your MoralScore account, we store a unique ID number, and the time you signed in, in an encrypted cookie on your device. This cookie allows you to move from page to page at the site without having to sign in again on each page.

Targeted Advertising.

• When we display online advertisements to you, we will place one or more cookies on your device in order to recognize it each time we display an ad to you. Because we serve advertisements on the websites of our advertising and publisher partners, as well as our own, we are able to compile information over time about the types of pages, content and ads you, or others who are using your computer, visited or viewed. This information helps us select the ads we show you. For example, it helps us try to ensure that you do not see the same advertisements repeatedly. It also helps us select and display targeted advertisements that we believe may be of interest to you.

Site Analytics.

• We may use cookies to count the number of unique visitors to a web page or service or to develop other aggregate statistics about the operations of our sites and services. These analytics help us operate and improve the performance of these sites and services.

Some of the cookies we commonly use are listed in the following chart. This list is not exhaustive, but it is intended to illustrate the main reasons we typically set cookies. If you visit one of our websites, the site may set some or all of the following cookies:

Cookie name Description

MUID -- Identifies unique browsers visiting MoralScore sites. It is used for advertising, site analytics and other operational purposes.

ANON -- Contains the ANID, a unique identifier used to help identify which ads a customer may like. It is also used to preserve your choice to opt out of behaviorally targeted ads from MoralScore, if you have chosen to associate the opt-out with your MoralScore account.

CC -- Contains a country code as determined by reverse IP address lookup.

MoralScore account authentication Authentication cookies (e.g., RPSTAuth, MSNRPSAuth, KievRPSAuth) used when you sign in with your MoralScore account.

NAP -- Contains an encrypted version of your country, postal code, age, gender, language and occupation, if known, based on your MoralScore account profile.

MH Appears on co-branded sites where MoralScore is partnering with an advertiser. This cookie identifies the advertiser so the right ad is selected.

ACH01 Maintains information about which ads you clicked on and where you clicked on the ad.

TOptOut -- Records your decision not to receive behaviorally targeted ads delivered by MoralScore.

In addition to the cookies MoralScore may set when you visit our websites, third parties may also set cookies when you visit MoralScore sites. In some cases, that is because we have hired the third party to provide services on our behalf, such as site analytics. In other cases, it is because our web pages contain content or ads from third parties, such as videos, news content or ads delivered by other ad networks. Because your browser connects to those third parties’ web servers to retrieve that content, those third parties are able to set or read their own cookies on your device and may collect information about your online activities across websites or online services.

Our Use of Web Beacons

MoralScore web pages may contain electronic images known as web beacons - sometimes called single-pixel gifs - that may be used to help deliver cookies on our sites, count users who have visited those pages and deliver co-branded services. Sometimes we include web beacons in our promotional email messages or newsletters to determine whether messages have been opened and acted upon.

We sometimes work with other companies that advertise on MoralScore sites to place web beacons on their sites or in their advertisements to let us develop statistics on how often clicking on an advertisement on a MoralScore site results in a purchase or other action on the advertiser's site.

Finally, MoralScore sites may contain web beacons from third parties to help us compile aggregated statistics regarding the effectiveness of our promotional campaigns or other web site operations. These web beacons may allow the third parties to set or read a cookie on your computer. These companies may collect information about your online activities across websites or online servers, however, we prohibit third parties from using web beacons on our sites to collect or access information that directly identifies you (such as your name or email address). You may be able to opt out from data collection or use by these third-party analytics companies as described under “Third-Party Analytics Controls” above.

Other Similar Technologies

In addition to standard cookies and web beacons, websites can use other technologies to store and read data files on your computer. This may be done to maintain your preferences or to improve speed and performance by storing certain files locally. But, like standard cookies, these technologies can also be used to store a unique identifier for your computer, which can then be used to track online activity. These technologies include Local Shared Objects (or "Flash cookies"), HTML5 Local Storage and Silverlight Application Storage.

Local Shared Objects or "Flash cookies." Websites that use Adobe Flash technologies may use Local Shared Objects or "Flash cookies" to store data on your computer. To manage or block Flash cookies when using Windows, go to the Control Panel and select Flash Player. For other operating systems, learn more at http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager.html.

Silverlight Application Storage. Websites or applications that use Silverlight technology can store data on your device using Silverlight Application Storage. To learn how to manage or block such storage, visit the Silverlight Privacy Statement.

Information We Collect - Collecting Your Information

Summary

MoralScore collects many kinds of information in order to operate effectively and provide you the best products, services and experiences we can.

We collect information when you register, sign in and use our sites and services. We also may get information from other companies.

We collect this information in a variety of ways, including from web forms, technologies like cookies, web logging and software on your computer or other device.

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MoralScore collects many kinds of information in order to operate effectively and provide you the best products, services and experiences we can. Some of this information you provide directly to us. Some of it we get by observing how you interact with our products and services. Some of it is available from other sources that we may combine with the data we collect directly. Regardless of the source, we believe it's important to treat that information with care and to help you maintain your privacy.

What we collect:

• Registration - When you sign up to use our sites or services you may be required to provide information about yourself, such as your name, email, birthdate, postal code and relevant job history.

• Signing in - To access some MoralScore services, you will need to sign in with an email address and password, which we refer to as your MoralScore account. If you access our services via a mobile phone, you may also use your telephone number and a PIN as an alternative credential to your username and password. By signing in on one MoralScore site or service, you may be automatically signed into other MoralScore sites and services that use MoralScore account.

• Using our sites and services - We collect information that tells us how you interact with our services, including the browser you're using, your IP address, location, cookies or other unique IDs, the pages you visit and features you use.

• Data from other sources - We may get additional information about you, such as demographic data we purchase from other companies.

When you are asked to provide personal information, you may decline. But if you choose not to provide the information, you may not be able to use some features or services.

How we collect:

We use a number of methods and technologies to gather information about how you use our sites and services, such as:

• Web forms, such as when you type information into a registration form or type a search query into a search box.

• Technologies like cookies and web beacons

• Web logging, which enables us to collect the standard information your browser sends to every website you visit - such as your IP address, browser type and language, and the site you came from - as well as the pages you visit and the links you click while using our sites and services.

• Software installed on your computer or other device, which may send back information needed to operate, update or improve that software.

How We Use Your Personal Information - Using Your Information

Summary

MoralScore uses the information we collect to operate, improve and personalize the products and services we offer.

We also may use the information to communicate with you, for example, informing you about your account and security updates.

And we may use the information to help make the ads you see on our ad-supported services more relevant.

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MoralScore uses the information we collect to operate, improve and personalize the products and services we offer. Information collected through one MoralScore service may be combined with information collected through other MoralScore services to give you a more consistent and personalized experience in your interactions with us. We may also supplement this with information from other companies. For example, we may use services from other companies to help us derive a general geographic area based on your IP address in order to customize certain services to your geographic area.

We also may use the information to communicate with you, for example, informing you when a subscription is ending, letting you know when security updates are available or letting you know when you need to take action to keep your account active.

MoralScore provides many of our sites and services free of charge because they are supported by advertising. In order to make these services widely available, the information we collect may be used to help improve the advertisements you see by making them more relevant to you.

Reasons We Share Your Personal Information - Sharing Your Information

Summary

We will share your personal information with your consent. We may also share or disclose information with MoralScore affiliates and vendors; when required by law or to respond to legal process; to protect our customers; to protect lives; to maintain the security of our services; and to protect the rights or property of MoralScore.

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We will share your personal information with your consent. For example, we share your content with third parties when you tell us to do so, such as when you authorize MoralScore to send data to a company or individual offering a job to applicants.

We may share or disclose personal information with other MoralScore controlled subsidiaries and affiliates, and with vendors or agents working on our behalf. For example, companies we've hired to provide customer service support or assist in protecting and securing our systems and services may need access to personal information in order to provide those functions. In such cases, these companies must abide by our data privacy requirements and are not allowed to use the information for any other purpose. We may also disclose personal information as part of a corporate transaction such as a merger or sale of assets.

Finally, we may access, disclose and preserve your personal information, including your private content (such as the content of your emails, other private communications or files in private folders), when we have a good faith belief that doing so is necessary to:

1. comply with applicable law or respond to valid legal process from competent authorities, including from law enforcement or other government agencies;

2. protect our customers, for example to prevent spam or attempts to defraud users of the services, or to help prevent the loss of life or serious injury of anyone;

3. operate and maintain the security of our services, including to prevent or stop an attack on our computer systems or networks; or

4. protect the rights or property of MoralScore, including enforcing the terms governing the use of the services – however, if we receive information indicating that someone is using our services to traffic in stolen intellectual or physical property of MoralScore, we will not inspect a customer’s private content ourselves, but we may refer the matter to law enforcement.

Please note that some of our sites and services include links to sites or services of third parties that have privacy practices different from those of MoralScore. If you submit personal information to any of those sites or services, your information is governed by the privacy statements of those third parties.

Accessing Your Personal Information - Accessing Your Information

Summary

Some MoralScore services give you the ability to view or edit your personal information online. To help prevent others from viewing your personal information, you first will be required to sign in. How you can access your personal information will depend on which sites or services you have used.

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Some MoralScore services give you the ability to view or edit your personal information online. To help prevent your personal information from being viewed by others, you first will be required to sign in. The method(s) for accessing your personal information will depend on which sites or services you have used.

MoralScore.com - You can access and update your profile on MoralScore.com by visiting Account.

MoralScore Billing and Account Services - If you have a MoralScore Billing account, you can update your information at Account by clicking on the "Personal Information" or "Billing Information" links.

MoralScore Account - If you wish to update the profile information on your MoralScore account, change your password, add security information, view the unique ID associated with your credentials or close your account, you can do so by visiting MoralScore Account services.

Children

Summary

When a MoralScore site or service collects age information, it will block users under 16 or obtain consent from a parent or guardian before their child can use it.

When consent is granted, the child's account is treated much like any other account, including letting the account holder communicate with other users.

Parents can change or revoke consent as described in this privacy statement.

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When a MoralScore site or service collects age information, it will either block users under 16 or will ask them to provide consent from a parent or guardian before they can use it. We will not knowingly ask children under 16 to provide more information than is necessary to provide the service.

When consent is granted, the child's account is treated much like any other account. The child may have access to communication services like email, instant messaging and online message boards and may be able to communicate freely with other users of all ages.

Parents can change or revoke the consent choices previously made, and review, edit or request the deletion of their children's personal information. For example, parents can visit their MoralScore account and click on "Permissions".

Display of Advertising - Advertising

Summary

MoralScore does not participate in online advertising

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None of our sites and services are currently supported by advertising.

Communication Preferences - Communications

Summary

You can stop the delivery of future promotional email from MoralScore sites and services by following the specific instructions in the email you receive. Depending on the respective service, you may also have the option of proactively making choices about the receipt of promotional email, telephone calls, and postal mail for particular MoralScore sites or services.

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If you receive promotional email messages from us and would like to stop getting them in the future, you can do so by following the directions in that message.

Depending on the respective service, you may also have the option of proactively making choices about the receipt of promotional email, telephone calls, and postal mail from particular MoralScore sites or services by visiting and signing into the following pages:

Location Based Services

Summary

Certain services or features can use information about your location to provide services you request or personalize your experience. Location information may include data identifying nearby cell towers and Wi-Fi hotspots, as wells as Global Position System (GPS) data.

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When you use a location based service or feature, available cell tower data, Wi-Fi data and Global Position System (GPS) data may be sent to MoralScore. MoralScore uses location information to provide the services you request, personalize your experience and improve MoralScore products and services.

Certain services may allow you to control when location information is sent to MoralScore or made available to others. In some cases, location information is essential to the service and may require uninstalling the feature or discontinuing the service to stop the sending of location information.

Support Data

Summary

Support Data is the information we collect when you submit a support request or run an automated troubleshooter, including information about hardware, software, and other details related to the support incident, such as: contact or authentication information, chat session personalization, information about the condition of the machine and the application from when the fault occurred and during diagnostics, system and registry data about software installations and hardware configurations, and error-tracking files. We use Support Data as described in this privacy statement, and additionally use it to resolve your support incident and for training purposes.

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Support may be provided through phone, email, or online chat. We may use Remote Access (RA), with your permission, to temporarily navigate your desktop. Phone conversations, online chat sessions, or Remote Access sessions with support professionals may be recorded and/or monitored. For RA, you may also access the recording after your session. For Online Chat or RA, you may end a session at any time of your choosing.

Following a support incident, we may send you a survey about your experience and offerings. You must opt-out of support surveys separately from other communications provided by MoralScore, by contacting Support or through the email footer.

To review and edit your personal information collected through our support services, please contact us.

Payment Data

Summary

Payment Data is the information that you provide when you make online purchases. This may include your payment instrument number (e.g., credit card, PayPal), your name and billing address, and the security code associated with your payment instrument (e.g., the CSV or CVV). This section provides additional information regarding the collection and use of your payment information.

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Payment Data is used to complete your transaction, as well as for the detection and prevention of fraud. In support of these uses, MoralScore may share your Payment Data with banks and other entities that process payment transactions or other financial services, and for fraud prevention and credit risk reduction.

When you provide Payment Data while logged in with your MoralScore or organizational account we will store some of that data to help you complete future transactions.

You may update or remove the payment instrument information associated with your MoralScore account by Contacting Us. After you close your account or remove a payment instrument, however, MoralScore may retain your payment instrument data for as long as reasonably necessary to complete your existing transaction, to comply with MoralScore’s legal and reporting requirements, and for the detection and prevention of fraud.

MoralScore Account

Summary

MoralScore Account is a service that lets you sign in to MoralScore products, web sites and services, as well as those of select MoralScore partners. When you create a MoralScore account, we ask you to provide certain information. When you sign in to a site or service using your MoralScore account, we collect certain information in order to verify your identity on behalf of the site or service, to protect you from malicious account usage and to protect the efficiency and security of the MoralScore account service. We also send some of this information to sites and services that you sign in to with your MoralScore account.

To view additional details about MoralScore account, including how to create and use a MoralScore account, how to edit account information, and how we collect and use information relating to a MoralScore account, please click on Account

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MoralScore account is a service that allows you to sign in to MoralScore products, web sites and services.

Creating a MoralScore account

You can create a MoralScore account by providing an email address, a password and other security information, such as an alternate email address and a phone number. We will use your security information for security purposes only - for instance, to verify your identity or to reset your password if you cannot access your MoralScore account. Some services may require added security, and in those cases, you may be asked to provide additional information. The email address and password that you use to sign up for your MoralScore account are your "credentials" that you will use to authenticate with our network. We assign a unique ID number to your credentials to identify your credentials and associated information.

You can use an email address provided by MoralScore or an email address provided by a third party (such as those ending in gmail.com or yahoo.com) when signing up for your MoralScore account. You must use an email address that you own on an email service that you have access to.

When you create a MoralScore account, in addition to any other information requested, we will also ask you to provide the following demographic information: gender, country, birthdate and postal code. We may use birthdate to verify that children obtain appropriate consent from a parent or guardian to use a MoralScore account, as required by local law. We use this demographic information for market research.

Upon creating a MoralScore account using an email address provided by a third party, we will send you an email asking you to verify that you are the owner of the email address associated with your MoralScore account. This is designed to verify the validity of the email address and help prevent email addresses from being used without the permission of their owners.

We will use the email address you used to create your MoralScore account to send you communications relating to your use of MoralScore products and services and to the security of your account. We may also send you promotional emails about MoralScore products and services as permitted by local law.

Signing into software, sites or services with your MoralScore account

When you sign in to a site or service using your MoralScore account, we collect certain information in order to verify your identity on behalf of the site or service, to protect you from malicious account usage and to protect the efficiency and security of the MoralScore account service. For instance, when you sign in, the MoralScore account service receives your credentials and logs your sign-in name and other information, such as the unique number assigned to your credentials, your IP address, your operating system and web browser version and a time and date.

Accessing your personal information and closing your account

You can access the personal information in your MoralScore account by going to the MoralScore Account summary page. You can change your username if your MoralScore account does not belong to a managed domain. And you can change your password, alternate email address and phone number. You may also close your MoralScore account by going to account and then "Close your account." If your MoralScore account is within a managed domain, there may be a special process for closing your MoralScore account.

If you use an email address provided by MoralScore (such as those ending in Moralscore.com) when signing up for your MoralScore account, that email address will be unique to you for as long as your MoralScore account is active. If you or MoralScore close your MoralScore account as provided in the MoralScore Services Agreement, that email address or username (but not the MoralScore account itself) may be recycled into our system and assigned to another user.